Monday, April 14, 2008

Insurance for Master Educators

Tis the season for Leave No Trace Trainer Courses, which means that it's also time to make sure that you have the proper liability insurance for running courses. Insurance is required for any Master Educator who is offering 2-day Leave No Trace Trainer courses as outlined in the Leave No Trace National Training Guidelines.

Per the National Leave No Trace Training Guidelines:

Insurance: Independent Contractor (Master Educator) agrees to secure an occurrence based comprehensive general liability policy in amount of $1,000,000 per occurrence, $2,000,000 aggregate, for bodily injuries and property damage. Independent Contractor agrees that this liability insurance policy will include 1) an endorsement naming the Center as an additional insured, and 2) a waiver of subrogation in favor of the Center (the insurance company waives any right to seek reimbursement from the Center). The Center’s position as an additional insured will include full coverage for the Center, whether or not the events activating a claim emanate from the Center’s, Independent Contractor’s or a third party(s)’ alleged acts, omissions or negligence. This insurance shall remain in effect for the duration of Independent Contractor’s provision of services, and continue to remain in effect regarding any occurrences related to the provision of services. Independent Contractor agrees to present the Center with proof of this insurance coverage, together with the endorsement naming the Center as an additional insured and the waiver of subrogation, 10 days prior to the provision of services. Independent Contractor shall give the Center 30 days’ written notice of any cancellation of this insurance.

How to obtain the necessary coverage

Insurance coverage may be obtained either through your own carrier or through the Leave No Trace No Trace Center for Outdoor Ethics (the Center). The coverage through the Center costs $65 for a one-year period (from April of any given year to the following April) and places the individual under the Center’s policy as an additionally insured. An unlimited number of Trainer courses may be offered during the coverage year. (The liability insurance requirement does not apply to federal agency employees offering courses within their agency job capacity.) Contact the Center to obtain the necessary coverage: contact Kurt@LNT.org or call 1.800.332.4100 Payment can be made via credit card.

1 comment:

Anonymous said...

insurance coverage is a highly essential material that can be come into need when the policy holder requires it. the post is nice and informative.

Health Insurance